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HIPAA and the Employer Research Papers
A final HIPAA provision is important from a human resources stand point. “Employer Questions and Answers About HIPAA,” has noted that the Act does not allow a plan or issuer to refuse to cover an employee because of his/her health status. But it does not prevent the employer from designing the health plan in such as way as to either establish limits on coverage for all employees with a similar condition or requiring a higher premium or contribution from all employees with the condition in question. This is an important distinction. Members of the covered group cannot be denied insurance per se, but the insurance may be tailored in such a way as to not cover certain treatments. However, such a tailoring must include all individuals within the group who might have need of such treatment.
HIPAA requirements are fairly complex and it would behoove Human Resources departments to do whatever is necessary to make sure that their staffs are knowledgeable about both the requirements imposed by the legislation and the benefits that flow from it. While there are some administrative costs associated with HIPAA its benefits are enormous, particularly for small employers, because it makes it much easier to obtain coverage than had been the case before the Act entering into effect.
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A research paper is an in-depth examination of HIPAA and the Employer. More than just an overview of what was learned on HIPAA and the Employer, like a term paper is, a research paper contains analysis of HIPAA and the Employer along the lines of organizational theory and relevant published material. Research papers are highly analytical and can often be more than 8 to 10 pages. The key to a good research project is the examination of recently published journal articles and peer-reviewed material on the HIPAA and the Employer chosen. Like the name implies, research papers are exactly that, a paper that examines the information that can be found on HIPAA and the Employer.
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